Residency by investment · UAE

UAE Golden Visa Program

The UAE Golden Visa is a long-term, renewable residence (5 or 10 years) for investors, entrepreneurs, exceptional talents, top students, and other priority groups. It allows you to live, work, and study without a local sponsor, with expanded family sponsorship and generous stay-outside-the-country allowances.

AED 2,000,000 + (~$545,000)

Min. investment

2 – 6 Months

Processing Time  

5 or 10 Years (Renewable)

Residence Validity

Burj Khalifa
At a glance

Golden Visa UAE at a Glance

Program Type

UAE residency by investment and talent (Golden Residence Program)

Launch year

2019

Eligible Applicants

Investors, entrepreneurs, professionals, top students, exceptional talents

Minimum Investment

AED 2,000,000 +

Qualifying Investment Options

Real estate, public funds, business ownership, or startups

Real Estate Eligibility

✅ Properties worth ≥ AED 2 million (including mortgaged or off-plan units)

Physical Stay Requirement

❌ None – residency remains valid even when abroad

Residence Validity

5 or 10 years (renewable)

Family Inclusion

Spouse, children (any age), parents, domestic staff

Path to Permanent Residency / Citizenship

Renewable long-term residence; citizenship only by government nomination or decree

Program overview

What is the
UAE Golden Visa?

UAE Residency by Investment and Talent

The UAE Golden Visa is a long-term residency program (5 or 10 years) that allows foreigners to live, work, and study in the UAE without a local sponsor.

Designed to attract investors, entrepreneurs, and exceptional talents, eligibility is primarily based on a minimum investment of AED 2 million, business ownership, or outstanding professional achievements. Key benefits include renewable residency, the ability to sponsor family members, and the freedom to stay outside the UAE without losing residency status.

Why UAE

UAE Golden Visa Benefits and Drawbacks

The UAE Golden Visa benefits extend far beyond ordinary residence permits, offering long-term security, flexibility, and business freedom for investors and professionals who wish to make the Emirates their home. However, understanding the potential disadvantages of the Golden Visa UAE helps applicants make fully informed decisions.

Long-Term Residency

Enjoy a 5- or 10-year renewable residence without the need for a local sponsor.

Family Sponsorship

Include your spouse, children (of any age), and even parents under your visa.

No Stay Obligation

Maintain residency even if you live outside the UAE for more than six months.

Business Ownership

Retain 100% ownership of your business and assets within the UAE.

Tax Advantages

Benefit from zero personal income tax and no capital gains tax.

Access to World-Class Infrastructure

Live in one of the world’s most stable, safe, and globally connected economies.

Prestige and Stability

A secure residence in a country known for innovation, opportunity, and global mobility.

High Investment Threshold

The minimum requirement of AED 2 million may be a barrier for some investors.

No Direct Citizenship Path

The Golden Visa provides long-term residence, not automatic nationality.

Additional Costs

Medical exams, Emirates ID issuance, and government fees apply separately.

Strict Documentation

Applicants must provide verified investment or professional credentials.

Tax or Financial Reporting Abroad

Holders may still need to report income in their home country, depending on local laws.

Eligibility

UAE Golden Visa Eligibility, Requirements, and Investment Options

The Dubai Golden Visa offers long-term residence to individuals who contribute to the country’s growth through investment, entrepreneurship, or professional excellence. Understanding the UAE Golden Visa eligibility and the available investment options will help you choose the most suitable path to qualify.

The UAE grants a 10-year residence to investors who meet specific UAE Golden Visa requirements:

  • A minimum investment of AED 2,000,000 in a public investment fund or as company capital.
  • Alternatively, owning a company that pays at least AED 250,000 in annual taxes to the Federal Tax Authority.
  • The investment must be maintained for at least two years after receiving the visa.

Why choose this path: It offers complete business ownership, access to the UAE’s stable economy, and the ability to sponsor family members under one residence permit.

One of the most popular investment-based residency options in the UAE is property ownership. To qualify, applicants must:

  • Purchase real estate valued at AED 2,000,000 or more.
  • Mortgaged and off-plan properties are accepted if the paid amount equals or exceeds AED 2 million.
  • The property must be registered under the investor’s name in an approved land department (e.g., the Dubai Land Department).

Benefit: A tangible, secure investment that provides both residency and long-term financial growth potential.

Golden Visa UAE eligibility also extends to innovators and startup founders who can demonstrate business potential.
 Applicants qualify by:

  • Owning or partnering in a project valued at AED 500,000 or more, or
  • Receiving approval from an accredited UAE business incubator, such as Hub71 (Abu Dhabi) or AREA 2071 (Dubai).

Ideal for: Entrepreneurs in technology, AI, sustainability, and other emerging sectors recognized by the UAE.

The UAE recognizes exceptional talents across various sectors:

  • Doctors, scientists, researchers, executives, artists, and innovators endorsed by relevant authorities.
  • Professionals with advanced degrees in priority fields such as IT, engineering, biotechnology, or healthcare.
  • Employees earning a monthly salary of AED 30,000 or higher with a valid UAE contract.

Advantage: Offers 10-year renewable residence, often extendable to the applicant’s family.

Top academic performers may also qualify for the UAE Golden Visa.

  • High-school students recommended by the Ministry of Education.
  • University graduates with a GPA of 3.8 or above from the UAE or globally ranked universities.

Benefit: Encourages academic excellence and provides long-term stability for talented youth and their families.

UAE Golden Visa
New Rules 2025

Latest updates for property investors:

  • Only 20% down payment is now required — full payment upfront is no longer mandatory.
  • You can buy property with a mortgage, as long as the paid amount reaches AED 2 million.
  • Off-plan properties from approved developers also qualify for the Golden Visa.
  • The minimum investment threshold remains AED 2 million for real estate and other public investments.
  • Family sponsorship now includes spouses, children of any age, and parents.
  • No residency requirement: You can live abroad without losing your Golden Visa status.


Tip: These changes make the property route more flexible and accessible for investors aiming to obtain the UAE Golden Visa lifetime residency.

Application process

How to Apply for UAE Golden Visa: Step-by-Step Guide

At Mondial Citizen, we know that understanding how to get the Golden Visa UAE can feel overwhelming at first. That’s why we simplify the entire process — from assessing your eligibility to obtaining your residence card. Below, we’ve outlined the official steps to help you understand how your UAE Golden Visa application moves from start to approval.

1

Eligibility Consultation

Every successful application begins with a clear understanding of the UAE Golden Visa eligibility criteria. During your initial consultation, our experts review your profile — investment amount, property documents, business setup, or professional credentials — to confirm which route best fits your goals.

2

Preparing Your UAE Golden Visa Application

Once eligibility is confirmed, we prepare your UAE Golden Visa application through the appropriate government portal:

  • ICP (Federal Authority for Identity, Citizenship, Customs & Port Security) for applications across the UAE, or
  • GDRFA Dubai for applicants applying through the Golden Visa Dubai.

Our team manages form submission, document translation, attestation, and coordination with relevant authorities — ensuring your file is complete, compliant, and professionally presented.

3

Receiving the Entry Permit

When your initial application is approved, you’ll receive a six-month multiple-entry permit. This temporary visa allows you to enter the UAE, complete medical and biometric steps, and finalize your residence.

4

Medical Test and Biometrics

All applicants are required to complete a medical fitness test and biometric registration (fingerprinting). We help you book approved medical centers and guide you through this short but crucial step. Once cleared, your Emirates ID and residence file will proceed to finalization.

5

Visa Stamping and Emirates ID Delivery

After approval, the authorities issue your 5- or 10-year residence permit and stamp your passport. We coordinate the collection of documents and ensure that your Emirates ID — the primary proof of your UAE residency — is delivered safely.

Note: As long as your investment or professional status remains valid, the visa is easily renewable for future terms.

6

Sponsoring Family Members

Once your visa is active, you can sponsor your spouse, children, parents, and domestic staff under your residency. Our consultants help with dependent applications, ensuring a seamless transition for your entire family.

✅ Why Apply with Mondial Citizen?

Applying through Mondial Citizen means having a dedicated immigration advisor who ensures your residency by investment in the UAE is accurate, strategic, and fully aligned with official regulations.                             

 We don’t just submit forms — we manage the process end-to-end to save you time, money, and uncertainty.        

Investment options

Required Documents for UAE Golden Visa

To ensure a smooth and efficient process, it’s important to prepare all required documents correctly and in the proper format. Applicants should collect, translate, and verify all paperwork before submission to avoid delays or rejections.

  • Valid passport (minimum six months’ validity)

  • Recent passport-sized photo (white background)

  • Health insurance valid in the UAE

  • Medical fitness certificate (completed in the UAE)

  • Emirates ID application form (we handle submission)

For Investors and Business Owners:

  • Proof of investment or company ownership worth at least AED 2,000,000
  • Trade license, Memorandum of Association (MOA), or fund confirmation letter
  • Federal Tax Authority (FTA) letter showing annual tax contribution (if applicable)

For Real Estate Investors:

  • Title deed or sales contract showing property value ≥ AED 2,000,000
  • Bank letter confirming payment if property is mortgaged or off-plan

For Professionals and Talents:

  • Degree certificate attested by the UAE authorities
  • Employment contract showing monthly income ≥ AED 30,000
  • Endorsement from a relevant government department (if required)

For Students and Graduates:

  • A recommendation letter from the Ministry of Education or the university
  • Academic transcript (GPA ≥ 3.8 for graduates)
costs

10-Year Golden Visa UAE Cost | Official Fee Guide

The UAE Golden Visa cost in 2025 typically ranges from AED 5,000 to AED 7,500 in government and administrative fees, excluding the required AED 2 million investment for eligibility. This makes it one of the most affordable long-term residency programs in its category, given the scale of benefits and validity period.

For a detailed breakdown of the UAE Golden Visa price by category, see the table below.

 Estimated Fees for the 10-Year Golden Visa UAE (2025)

CategoryApproximate Cost (AED)Details / Notes
Application & Processing Fees2,800 – 4,800Standard range for new or renewal applications, depending on whether you apply from inside or outside the UAE.
Medical Examination700 – 1,000Mandatory health screening for all applicants at approved medical centers.
Emirates ID (10-Year Validity)1,150 – 1,250Required for all long-term residents; includes ID printing and delivery.
Visa Stamping & Administrative Costs350 – 600Covers passport stamping, biometrics, and other service
Estimated Total (Excluding Investment)≈ 5,000 – 7,500 AEDTypical overall range for individual applicants. Fees may vary by emirate or category.

 Important Notes

  • The 10-year Golden Visa UAE cost shown above does not include the required investment amount (e.g., AED 2 million for investors).
  • Additional expenses, such as document translation, attestation, or insurance, may apply.
  • Government fees are subject to change, so applicants should always confirm updated prices on official portals such as u.ae or gdrfad.gov.ae.
Tax guide

Enjoy Tax Freedom with the Golden Visa UAE

The UAE offers one of the most favourable tax environments in the world — a key reason the UAE Golden Visa is so attractive for investors and professionals.

Tax-Exempt Areas & Low Tax Realities

  • No federal personal income tax: Salaries, wages, bonuses, and most investment income are not subject to income tax.
  • Capital gains & inheritance tax: For individuals disposing of assets (outside of a business structure), there is no federal tax on capital gains or estates.
  • VAT (Value-Added Tax): Set at 5% on most goods and services.

Corporate & Business Tax System

  • From financial years starting 1 June 2023, a federal corporate tax applies.
  • 0% corporate tax rate applies to taxable profits up to AED 375,000.

  • A 9% standard rate applies to profits exceeding AED 375,000.

  • From January 2025, large multinational enterprises meeting specific global turnover criteria will face a 15% minimum top-up tax.

  • Free-zone entities may continue to benefit from 0% tax if they meet qualifying conditions (economic substance and eligible activity requirements).

What This Means for
Golden Visa Holders

  • As a Golden Visa holder, if you are an employee or investor and not conducting a business that triggers corporate tax, you enjoy near-zero personal tax liability.
  • If you own or operate a business in the UAE and your taxable profit exceeds AED 375,000 (or you are part of a multinational exceeding global thresholds), the corporate tax rules will apply.
  • VAT and excise taxes remain applicable for consumer spending — though they affect expenses, not your salary.
  • The transparent tax framework helps you plan, preserve capital, and anticipate fiscal obligations — especially if your investment route is business-based.

Summary:
 For most Golden Visa applicants — individuals investing, living, studying, or retiring in the UAE — the absence of personal income tax, minimal capital gains tax, and favourable residency status delivers substantial tax efficiency. Understanding the corporate tax thresholds and free-zone conditions ensures you stay compliant and maximise financial benefits.

Looking for a European alternative? Discover how the Portugal Golden Visa  offers EU residency, flexible investment routes, and a path to citizenship.

A selection of visa-free destinations

Note: Visa regulations change. Always verify the latest entry requirements before traveling.

Meet the People Behind Mondial Citizen

At Mondial Citizen, people are at the heart of everything we do. From our dedicated consultants and support team to Mr. Homapour’s visits and partnerships in Dubai, these moments reflect our genuine commitment to helping clients achieve their UAE residency goals. Explore a glimpse of the team, the work environment, and the relationships that make every success story possible.

Frequently asked

Frequently Asked questions

Clear answers to what families ask most. Still unsure? We’re glad to talk it through.

To qualify as an investor, you must invest at least AED 2 million — either in real estate, a public investment fund, or company capital. Mortgaged and off-plan properties are also accepted if the paid portion equals AED 2 million or more.

Yes. You can purchase a mortgaged property if the paid amount reaches AED 2 million. This flexibility, introduced under the 2025 Golden Visa updates, makes the property route more accessible for investors.

No, the Golden Visa provides renewable long-term residency (5 or 10 years) but does not directly lead to UAE citizenship. Citizenship is only granted by government nomination in exceptional cases.

Yes. Unlike standard residence visas, Golden Visa holders can remain abroad indefinitely without losing their residency status.

Golden Visa holders can sponsor their spouse, children of any age, parents, and domestic staff. Each dependent will receive a residency permit linked to the primary holder’s visa.

The UAE Golden Visa processing time typically ranges from 2 to 6 months, depending on the applicant’s category, documentation accuracy, and approval channel (ICP or GDRFA). Investors with complete paperwork and verified funds often receive approval faster, while applications requiring endorsements or business evaluations may take longer.

While the Golden Visa offers long-term stability, one of the main disadvantages of the Golden Visa UAE is that it does not automatically lead to citizenship. Holders can renew their residency indefinitely, but nationality is granted only in rare, government-approved cases.

Your next step

Start Your UAE Golden Visa Journey with Mondial Citizen

The UAE Golden Visa Program opens doors to long-term stability, financial freedom, and a world-class lifestyle in one of the safest and most innovative economies in the world. Whether you’re an investor, entrepreneur, or skilled professional, this program provides the flexibility to live, work, and secure your future in the Emirates.

At Mondial Citizen, we specialize in UAE Golden Visa consultancy services, helping clients navigate every step of the process with confidence. From eligibility assessment and document preparation to final approval, our team ensures a seamless and successful experience tailored to your goals.

Book your consultation today and take the first confident step toward your Golden Visa in the UAE with a partner who truly understands your goals.

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